Prior to starting as a family medicine intern in 1985, I narrowed my choices down to two apartment complexes relatively near the hospital. One was brand new, with many nice amenities, in a safe part of town, and the other was much older, with no amenities, in a less safe part of town, but was $50 less a month.
$600 less for the year!
I choose the older, cheaper apartment.
One Sunday evening, shortly after having moved in, I returned home to find I had been robbed-TV, stereo, jewelry, etc..
A bedroom window, that backed to some woods, was used as the entry site.
Of course, I hadn’t purchased renters insurance.
The good news, however, was that the word must have gotten out that I had nothing left to steal, so I spent the next 11 and 1/2 months with no further issues!
When my lease expired, I moved to the newer apartment, even though it was now about $60 a month more, plus the added cost of renters insurance!
Looking back, it does make me smile-not because of the losses, but due to the monetary choice I made at the time.
However, I suspect I would make the same choice if I could turn back the clock.
I was living pay check to pay check and it represented a significant amount of money at the time.
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